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Regular financial reviews may help you get more out of every stage of life
Balancing your long-term goals with enjoying your life now can be a difficult balancing act. Regular financial reviews could ensure you get more out of your life at every stage by helping you to strike a balance that suits your needs. It’s a common misconception that financial planning is simply about accumulating wealth. While managing … Continued
3 key mortgage differences if you’ll be buying a second property
Buying a second property can be exciting, but you might have questions about how a mortgage on a second home works. Read on to discover three ways they may be different to the mortgage on your main home. According to government statistics, 2.1 million households had a second property in 2021/22. Most owners let out … Continued
How to use your mortgage to fund a renovation project
Turning your property into your dream home might mean taking on a renovation project. If you’re looking for a way to fund your goals, you might be able to borrow more through your mortgage. Read on to find out more. A renovation project could make your home more efficient, update the space so it better … Continued
The property survey essentials home buyers need to know
Buying a home is often dubbed a stressful experience, and worrying about the condition of the property and hidden defects that may lead to a huge bill could be one of the reasons. Commissioning a property survey is one step that could give you confidence in your purchase. A home survey offers an expert account … Continued
The potential money saving benefits of locking in a mortgage deal early
There’s speculation that interest rates might fall further this year. So, if your mortgage deal ends soon, you might be hesitant to lock in a new one. Yet, searching for a mortgage now could potentially save you money. When your existing mortgage ends, you’ll usually be moved on to your lender’s standard variable rate (SVR). … Continued
5 sensible steps to take if your fixed-rate mortgage deal ends in 2024
While the Bank of England (BoE) has started to cut its base interest rate, many homeowners with fixed-rate mortgages that end this year will still see their outgoings rise. If your mortgage deal comes to an end, read on to discover five sensible steps you might want to take. According to a report in the … Continued
Investment market update: July 2024
In July, the markets were affected by general elections taking place in the UK and France, and the ongoing presidential campaign in the US. Read on to find out what else affected investment markets in July 2024. Uncertainty and numerous other factors may affect the value of your investment portfolio. However, for most investors, long-term … Continued
How your mortgage interest rate affects the cost of borrowing
You’ve probably heard a lot about interest rates rising and affecting the cost of borrowing for mortgage holders over the last two years. But what exactly do higher interest rates mean for you? Read on to find out. Borrowers benefited from more than a decade of low interest rates. Between May 2009 and April 2022, … Continued
Moving home? Here’s what you need to know about mortgages
Personal circumstances can change and you might plan to move sooner than you expected. If you already have a mortgage deal in place on your current home but want to sell and buy another property, read on to find out what your main options are. You can sell your current home at any time, including … Continued
What does a Labour government mean for the property market?
Labour secured a majority in the general election, and their manifesto included several pledges that could affect the property market over the coming years. Read on to discover three pledges that could have an impact. Labour has pledged to build 1.5 million new homes Over the next five years, Labour has pledged to build 1.5 … Continued