Blog - Page 2 of 20

How to make your property offer more attractive

If you want to put in a competitive property offer, there are some things you can do to make it more attractive, and it doesn’t always involve offering more money. Read some of the steps that could help you secure your next home.

5 powerful Warren Buffett lessons that could benefit ordinary investors

Legendary investor Warren Buffett has announced he’s retiring after more than five decades leading successful holding company Berkshire Hathaway. While Buffett has access to a huge number of resources, many of his insights are beneficial for ordinary investors, including the value of focusing on the long term.

Guide: Planning for a longer life: Wellbeing tips and financial management strategies

Average life expectancies have increased significantly in recent years, both in the UK and the rest of the world. While people living longer is always good news, it also brings new challenges for your health and, crucially, your finances. Maintaining your physical and mental wellbeing over a longer life requires more than just good luck. … Continued

5 Nordic lifestyle trends that could improve your wellbeing

In recent years, there always seems to be a new popular lifestyle concept from Nordic countries. Yet, far from being a fad that has little effect on your wellbeing, embracing some of them could actually make you happier. The Nordic countries are the perfect nations to help us discover what makes people happy. They consistently … Continued

Does money make us happy?

This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He has written more than 115 episodes of the Financial Wellbeing Podcast and founded the Institute for Financial Wellbeing. Whether money makes someone happy is a question that provokes many different opinions. … Continued

How to use an unexpected windfall to create long-term prosperity

If an unexpected lump sum lands in your bank account, you might be tempted to splash out and treat yourself. However, using a windfall effectively could create long-term prosperity. There are plenty of reasons why you might suddenly receive a cash injection. Perhaps you’ve received a bonus from work or inherited assets. Whatever the reason, … Continued

Landlords, could your loved one face a tax bill if they inherit your portfolio?

Building a property portfolio could provide you with an income stream and greater long-term financial security. It can also make your finances more complex, including when you’re deciding how to pass on assets to your loved ones. With house prices rising, many landlords could find their estate may be liable for Inheritance Tax (IHT) when … Continued

Lenders could ease “stress test” rule. Here’s why it may mean you can borrow more

Reports suggest the Financial Conduct Authority (FCA) is encouraging lenders to consider ways to make mortgages more accessible and ease “stress testing”. If you’re a first-time buyer, looking to move up the property ladder or borrow more against your mortgage, it could be good news. When you apply for a mortgage, the lender has a … Continued

The tricks that could shorten your mortgage term

Paying off your mortgage can come with a sense of relief and accomplishment. So, if you want to clear the debt as quickly as possible, shortening the mortgage term could help you reach that goal sooner and save you money in the long run. It’s common for first-time buyers to take out a mortgage with … Continued

Revealed: The best city break destinations for this summer

Are you planning a city break this summer? With so many destinations to choose from and pros and cons to weigh up, deciding on a location might feel overwhelming. Luckily, Which? recently released the results of a survey where they asked over 1,500 members to rate their experiences of world travel over the last year, … Continued