Residential MIP Application Form

Step 1 of 4

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  • Personal Details

  • It's ok if the person you're applying with doesn't have an income - they can still be named on your mortgage. Choose option "Two" if you'd like to own the property together.
  • APPLICANT 1

  • DD slash MM slash YYYY
  • Unfortunately, you do not meet lending criteria

  • APPLICANT 2

  • DD slash MM slash YYYY
  • Unfortunately, you do not meet lending criteria

  • APPLICANT 1

  • What's your annual salary?
  • Enter the combined yearly amount for all three
  • Please state your share of annual net profit (before tax)
  • Unfortunately, you do not meet lending criteria

  • APPLICANT 2

  • What's your annual salary?
  • Enter the combined yearly amount for all three
  • Please state your share of annual net profit (before tax)
  • Unfortunately, you do not meet lending criteria

  • Do you receive any of the following income? If so, please enter the annual amount

  • *May only be utilised where the average of the latest 2 years or most recent SA302 declared amount, whichever is lower.
  • Your Outgoings / Expenditure Details

  • Current personal liabilities

  • Current personal liabilities
  • Current monthly outgoings

  • Current monthly outgoings
  • Current Mortgage details

  • Current Mortgage details
  • Details of your deposit

  • Hidden
    Once you have your MIP you will be prompted to check if you pass the HTB criteria
  • Finally, a bit of housekeeping!

  • Things like your credit card, a utility bill or a personal loan
  • - filed for bankruptcy - been issued a county court judgement (CCJ) - had your home repossessed - entered into an individual voluntary arrangement (IVA) - entered into a debt management plan (DMP)?
  • - taken out a payday loan - defaulted on a mortgage - made late payments on a mortgage?

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