We have partnered up with Experian so we can give you a clear picture of your credit profile and maximise your opportunities to get loans and save money.
How can I get my credit report?
Easy. Create an account and access your credit history via the LOUPE Portal.
FAQs
Can you get a mortgage with negative items on credit report?
While it’s possible to get a mortgage with bad credit, you’ll probably be dealing with a much higher interest rate and higher mortgage payments
Can I buy a house with late payments showing on my credit report?
In general, yes however, this will depend on factors such as how recent, how frequent and for how much were these late payments. The more adverse information showing on your credit report, the fewer lenders will consider your application.
How far back do Mortgage Lenders look at credit history?
Your credit profile logs the past 6 years. Different lenders will assess your credit profile differently however the more recent the adverse information showing on your credit file the more likely your mortgage application is going to be declined.
Can I get a mortgage with payday loan history?
Even if you manage to pay it back on time, with as little interest as possible, any payday loan will have an effect on your mortgage application. Mortgage lenders want to know that the mortgage will be repaid, and unfortunately, if you have a history of payday loans, you will be seen as a bigger risk.
