We’ve helped many people move into their new home, and it doesn’t have to be stressful. There are plenty of options available and best of all you may not need to sell your current home!
Simple Mortgage
If you have 10% or more deposit available, we consider this to be a Simple Mortgage. These mortgages are straight forward, easy to understand and often the best value for money!
95% LTV Mortgage
This type of mortgage allows you to buy a home with just a 5% deposit.
Let To Buy
You can do this by remortgaging your current home onto a buy-to-let mortgage and using the equity released to buy a new property.
FAQs
How much can I borrow?
As a general rule of thumb most lenders will allow you to borrow x4.5 your annual salary however we have access to lenders that can consider up to x5.5 your salary.
What is a Mortgage In Principle?
A Mortgage In Principle is confirmation of how much you can borrow. You can download yours in minutes here.
I’m struggling to sell my home. What can I do?
One option to consider is keeping your current home by letting it out so you can purchase a new home. In most cases you will need to remortgage your home to a Buy to Let mortgage which will allow you to gain access to the equity in the property which can then be used towards your new purchase.
Contact us today and one of our Top Rated Advisers can see if you qualify.
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