We could save you thousands of pounds on your remortgage. Learn how remortgaging works and when you should remortgage.
Mortgage Switch
Switching your mortgage to a new rate with your existing lender could be the best option for you and we can do it for you!
Like for Like remortgage
If you’re not looking to change anything with your mortgage other than the interest rate then we have thousands of mortgages to compare many of which are exclusive that even your own bank wont offer you.
Capital Raise Remortgage
If you have equity in your current property you can borrow more for home improvements, paying off debts or even towards a new property purchase.
FAQs
How much can I borrow?
As a general rule of thumb most lenders will allow you to borrow x4.5 your annual salary however we have access to lenders that can consider up to x5.5 your salary.
When should I start my remortgage?
It’s a good idea to contact us when you have 6 months left remaining before your current interest rate expires. This gives us plenty of time to consider your options. We can have your new mortgage all ready and in place so that it automatically starts when your current mortgage rate expires. In fact, we will check to see if you can come out of your current mortgage early with no Early Repayment Charges.
How long does it take to remortgage to a new lender?
It usually takes up to 4 weeks however there are a number of steps involved and it all depends on how long each step takes, which may vary depending on your own personal circumstances.
Can I ask to borrow more if I need to?
Yes, you can ask to borrow more for home improvements, paying off debts or even towards a new property purchase to name a few. We will need to check to see how much equity is available in your current property to establish how much money you can raise but you have come to the right place!
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